Hello again. I am looking for a cool individual who’s looking for a new place to live. The location is a house in southeast Aurora. This is to occupy 1 master bedroom with bathroom right outside the bedroom. You may have seen this listing in the past. This is now a 1/1 for 1000 per month plus internet and 60/40 split on power.
Location at corner of Hampden and Buckley. Will provide address if we schedule showing.
Your room is the biggest bedroom in the house with a walk-in closet. I live / work in the basement suite. We would share the kitchen, living room with wood burning fireplace and back porch. The laundry is downstairs which has my studio / screening room which I do some of my work from. There is a 2 car garage but with my work equipment we can’t park cars inside and I need access to driveway to load equipment. However, plenty of storage for bikes / sports equipment with an air compressor for tires and street parking.
I just moved in a month ago so I don’t really have a lot of furniture upstairs so what you bring will be welcomed. I will be slowly adding more furniture to the rest of the house.
This house is close to a lot of food options, 1 block away from Target, Dutch Brothers and multiple King Soopers. 25 min to DTC. 35 min from DIA. 25 min to downtown Denver.
About me: I’m a male 45 year old web developer / event producer who creates a wide variety of fun, interactive programming. I operate a very unique events business and work from the home. This is the reason garage and driveway parking is limited.
I have a small 8lb dog and with the space we probably have room for another furry friend.
Fenced in backyard with patio. Minimal yard maintenance with no grass to cut.
The landlord is awesome and I have been his tenant at another property for over 3 years now. He would need an application fee and a new 12 month lease will be created for both of us when you sign.
Rent is $1000 includes water.
We will split internet and work out a percentage with the power.
Available now. Please use form so I can keep track of things. If you have gotten this far I look forward to hearing from you. https://forms.gle/DL63QgB7Cq91RikV6

A customer of mine spun a rod bearing in a 2019 Soul 2.0, 80k miles, second owner, no KSDS update was performed. I believe I've seen posts here where people have said that they were able to get their engine replaced even though they didn't get the update, but I'm not having luck advocating for my customer so far, and I'd like some help/advice.
I called the Kia customer hotline referenced in the class action lawsuit, and am waiting on a call back from a supervisor. However, the first customer service rep said that they are unable to do anything because the lawsuit says they aren't permitted (lol, wut?) to repair a vehicle that hasn't had the KSDS update. (in reality, it just says that they aren't required to do anything under the lawsuit, it doesn't bar them from repairing it for the satisfaction of a customer.) I (personally) own a 2011 Sorento 2.4, (also part of the class action) and less than a month ago I received the first and only KSDS update letter I've ever gotten. It just seems strange to me that this is a requirement because people had been experiencing this failure prior to the update even existing, and they've (I assume) been compensated for an engine replacement, or had their engine repaired. Further, the KSDS update isn't even classed as a recall, and it's not something that shows up via carfax, which was what my customer used to check that the car was current when he bought it. I point this out because the customer service rep I spoke to, at one point said that my customer should have "done research" before purchasing the vehicle and he wouldn't have been in this situation. As a tech, I get what he's saying, as a human, I'm irritated that Kia's rep made that assertion. Bad form. Meh.
TLDR; I think I've seen posts (or replies) from people claiming to have gotten the engine replacement warranty for a spun rod bearing without having performed the KSDS update here on Reddit. Is there a magic phrase, or special person at Kia to contact in order to get this done?

I’m 21m in the middle of Oklahoma. I’m going into my junior year of college pursuing a degree in finance (100% online). Currently I work full time for a local eye dr as an optometric technician, but for a number of reasons I think it’s time to move on toward something that I could maybe make a career out of and use my degree in once I get it.
I looked into selling cars since I have a decent interest in them, but I don’t think I could handle the environment with my current school schedule and I don’t want to cut back on school.
My only work history is I spent aug 2019-Feb 2023 at Walmart as a cashier and then I’ve been at this eye dr ever since. I feel so burnt out and lost and it seems like every application I put in through indeed goes nowhere. So what now? Where should I look? What sort of jobs are out there for someone like me that I may not be considering? I’ve been looking for months and just need some fresh eyes on my situation. Thanks

The Apes’ Revolt: A Tale of the GameStop Saga

Prologue: The Age of Despair

In the distant realm of Finaancia, a world intertwined with magic and the relentless pursuit of wealth, there existed a powerful cabal known as the Hedge Lords. These sorcerers of finance had mastered the dark arts of manipulation, using their powers to amass unimaginable riches while draining the lifeblood of the common folk. Their leader, Lord Hedginax, was the most ruthless of them all, using spells to bet against the success of thriving villages, driving them into ruin for his gain.
Among the oppressed were the Apes, a clan of ordinary people bound by a common cause. The Apes had grown weary of watching their livelihoods crumble at the hands of the Hedge Lords. They yearned for a hero to rise and lead them against their oppressors. That hero emerged in the form of a young ape named Roark, a visionary with a heart ablaze with the spirit of rebellion.

Chapter 1: The Call to Arms

Roark had always been different from the other apes. While his peers toiled in the fields and mines, Roark spent his days in the ancient library of Finaancia, pouring over forbidden tomes and studying the history of the Hedge Lords. One day, he stumbled upon a prophecy that spoke of a mystical stock, a relic from the past known as GameStop. The prophecy foretold that if the Apes could rally behind GameStop and hold steadfast, they could break the Hedge Lords' grip on the realm and bring about their downfall.
Filled with newfound purpose, Roark called a secret council of the Apes. They gathered in a hidden grove under the light of a full moon, where Roark shared his discovery. The Apes were skeptical but desperate for change. Roark's passion and conviction ignited a spark within them, and they pledged to follow him on this perilous journey.

Chapter 2: The Great Acquisition

The Apes embarked on a quest to gather as many GameStop shares as possible. They pooled their resources, each contributing what little they had. From the youngest ape, who offered his meager savings, to the elder who sacrificed her cherished heirlooms, every contribution was a testament to their unity and determination.
As word spread, more Apes joined the cause. They took to the mystical realm of the Interweb, a vast network of knowledge and communication, to spread their message and rally support. The movement grew, with Apes from distant lands uniting under the banner of GameStop. The Hedge Lords watched in disbelief as the price of GameStop shares soared, threatening their dark schemes.

Chapter 3: The Battle of Wall Street

Enraged by the audacity of the Apes, Lord Hedginax summoned his most powerful allies to counter the uprising. They unleashed an onslaught of dark magic, manipulating the market and spreading fear and doubt among the Apes. The Hedge Lords used every trick in their grimoires to crush the rebellion, but the Apes held firm.
Roark knew that to win this battle, they needed more than just shares; they needed hope and resilience. He spoke to the Apes through enchanted scrolls, urging them to hold the line. "We are not just fighting for ourselves," he proclaimed, "we are fighting for future generations, for a world free from the tyranny of the Hedge Lords!"
The Apes, inspired by Roark's words, stood their ground. Despite the relentless assault, they refused to sell their shares. The Hedge Lords' dark magic began to wane as their losses mounted. The once-invincible cabal now found themselves vulnerable, their power slipping through their fingers.

Chapter 4: The Fall of the Hedge Lords

In a final, desperate bid to save their dominion, Lord Hedginax summoned a colossal storm of dark energy, intending to obliterate the Apes' holdings in a single stroke. But Roark, now a seasoned leader, had anticipated this move. He had forged alliances with other oppressed clans, who lent their strength and magic to counter the storm.
A titanic clash ensued, the skies ablaze with the fury of the battle. The Apes and their allies poured every ounce of their willpower into the struggle. As the storm raged, Roark led a daring assault on the heart of the Hedge Lords' fortress, confronting Lord Hedginax in a duel of epic proportions.
With a surge of pure determination, Roark struck down the dark lord, shattering his staff of manipulation and breaking the spell that bound the realm. The storm dissipated, and the Hedge Lords, bereft of their leader and power, were vanquished.

Epilogue: A New Dawn

The fall of the Hedge Lords marked the dawn of a new era in Finaancia. The Apes, now hailed as heroes, worked tirelessly to rebuild their villages and restore prosperity to the land. GameStop became a symbol of their victory, a testament to the power of unity and resilience.
Roark, though weary from the battle, found solace in the knowledge that they had secured a brighter future for generations to come. The Apes had proven that even the mightiest of oppressors could be brought low by the collective strength of ordinary people.
As the sun rose over the liberated realm of Finaancia, the Apes celebrated their hard-won freedom, knowing that they had changed the course of history. The legend of their revolt would be told for centuries, a timeless reminder that when united in purpose, even the humblest of beings could defy the mightiest of foes.

I’m 21m in the middle of Oklahoma. I’m going into my junior year of college pursuing a degree in finance (100% online). Currently I work full time for a local eye dr as an optometric technician, but for a number of reasons I think it’s time to move on toward something that I could maybe make a career out of and use my degree in once I get it.
I looked into selling cars since I have a decent interest in them, but I don’t think I could handle the environment with my current school schedule and I don’t want to cut back on school.
My only work history is I spent aug 2019-Feb 2023 at Walmart as a cashier and then I’ve been at this eye dr ever since. I feel so burnt out and lost and it seems like every application I put in through indeed goes nowhere. So what now? Where should I look? What sort of jobs are out there for someone like me that I may not be considering? I’ve been looking for months and just need some fresh eyes on my situation. Thanks

Chapter 1: Mechania's Genesis (1900 - 1910) In the year 1900, against the backdrop of a world on the cusp of transformation, Victor Mechanus, a visionary engineer, embarked on a daring quest to establish Mechania, a nation forged in the fires of innovation and ambition. Nestled amidst the untamed wilderness of a secluded region abundant in chemical resources, Mechania emerged as a beacon of hope amidst the tumult of the Industrial Revolution. With unwavering determination, Mechanus rallied the brightest minds of the era to his cause, laying the cornerstone of his dream and setting into motion a chain of events that would reshape the course of history.
Chapter 2: The Founding Pioneers (1910 - 1915) As the first decade of the new century unfolded, Mechania burgeoned with activity, its laboratories teeming with the ceaseless hum of innovation. From the bustling metropolises of the old world to the remote frontiers of the new, pioneers from every corner of the globe flocked to Mechania, drawn by the promise of a future where the boundaries of what was possible knew no bounds. Together, they laid the foundation of a society where ingenuity reigned supreme, united in their quest to push the boundaries of human achievement ever further.
Chapter 3: The Rise of Technological Utopia (1915 - 1920) With each passing day, Mechania's stature grew, its influence spreading far and wide as word of its technological marvels reached the farthest corners of the Earth. In the crucible of Mechania's laboratories, ideas were forged into reality through the alchemy of science and industry, giving rise to a new era of innovation and progress. From the earliest experiments in chemical synthesis to the first glimmers of automation, Mechania emerged as a shining beacon of hope amidst the tumult of a world in flux.
Chapter 4: The Golden Age of Invention (1920 - 1925) As the roaring twenties swept across the globe, Mechania stood at the vanguard of a golden age of invention and discovery. Against the backdrop of societal upheaval and cultural revolution, the nation's laboratories buzzed with the ceaseless pursuit of progress, yielding breakthroughs that would revolutionize the course of human history. From the development of novel materials to the invention of revolutionary machinery, Mechania's engineers and scientists ushered in an era of unprecedented technological advancement, laying the groundwork for a future where the impossible became possible.
Chapter 5: The Industrial Renaissance (1925 - 1930) Amidst the economic prosperity of the 1920s, Mechania underwent an industrial renaissance, its factories and workshops bustling with activity. From the sprawling assembly lines of bustling factories to the intricate laboratories of pioneering inventors, the nation's industries thrived as they embraced the promise of automation and mechanization. With each passing year, Mechania's economy soared to new heights, fueled by a relentless drive for efficiency and innovation that knew no bounds.
Chapter 6: The Shadow of War (1930 - 1935) Yet even as Mechania reveled in the fruits of its labor, shadows lurked on the horizon, portents of challenges yet to come. With the specter of global conflict looming large, Mechania found itself at a crossroads, its leaders grappling with the sobering realities of a world on the brink of war. Against this backdrop of uncertainty, the nation's scientists and engineers redoubled their efforts, pouring their energies into the development of new technologies aimed at securing Mechania's future in an uncertain world.
Chapter 7: The Crucible of Conflict (1935 - 1940) In the crucible of conflict, Mechania's mettle was put to the test as the world erupted into war. With the outbreak of World War II casting a shadow over the globe, Mechania mobilized its industrial might in support of the war effort, churning out armaments and war materiel with unprecedented efficiency. From the sprawling shipyards of coastal cities to the towering factories of industrial heartlands, Mechania's industries became the lifeblood of the Allied war machine, fueling the fight against tyranny and oppression.
Chapter 8: Triumph and Tragedy (1940 - 1945) Against all odds, Mechania emerged triumphant from the crucible of conflict, its factories and laboratories standing as monuments to the indomitable spirit of innovation and perseverance. Yet amidst the triumphs of victory, shadows of tragedy loomed large, as the toll of war exacted a heavy price on the nation and its people. From the sacrifices of brave soldiers on the front lines to the untold suffering of those left behind, Mechania bore witness to the full spectrum of human experience in the crucible of war.
Chapter 9: The Dawning of a New Era (1945 - 1950) As the dust settled in the wake of global conflict, Mechania stood on the precipice of a new era of peace and prosperity. With the war machine winding down and the world rebuilding from the ashes of destruction, the nation's leaders turned their gaze towards the future, determined to forge a path towards a better tomorrow. Against the backdrop of post-war reconstruction, Mechania's scientists and engineers embarked on a quest to harness the power of science and technology for the betterment of all mankind, laying the groundwork for a future where the impossible became possible.
Chapter 10: The Atomic Age (1950 - 1955) With the dawn of the atomic age, Mechania found itself at the forefront of a new frontier of scientific exploration and discovery. From the earliest experiments in nuclear fission to the development of advanced reactor technologies, the nation's scientists pushed the boundaries of what was possible, unlocking the power of the atom to fuel the dreams of a brighter tomorrow. Yet amidst the promise of atomic energy, shadows of uncertainty lingered, as the specter of nuclear proliferation cast a pall over the world, threatening to plunge humanity into a new era of conflict and destruction.
Chapter 11: Technological Renaissance (1955 - 1960) In the midst of the Cold War tensions and the burgeoning Space Race, Mechania experienced a technological renaissance. Its laboratories buzzed with innovation as scientists delved into cutting-edge research in fields such as aerospace engineering, computer science, and materials science. The nation's industries flourished as they adapted to the demands of the space age, producing spacecraft components, satellites, and advanced propulsion systems. Mechania's engineers and scientists became instrumental in shaping humanity's quest to conquer the cosmos.
Chapter 12: The Space Exploration Epoch (1960 - 1965) As humanity's reach extended beyond the confines of Earth, Mechania played a pivotal role in the exploration of space. From the launch of the first artificial satellites to the historic moon landing, Mechania's technological prowess propelled humanity to new heights of achievement. Its scientists and engineers collaborated with international partners to build space stations, launch vehicles, and robotic probes, expanding humanity's understanding of the cosmos and paving the way for future interplanetary exploration.
Chapter 13: The Information Age Dawns (1965 - 1970) With the advent of computing technology, Mechania ushered in the Information Age, forever changing the way humanity communicated, worked, and lived. From the development of early mainframe computers to the birth of the internet, Mechania's contributions to the field of information technology were profound and far-reaching. Its scientists and engineers revolutionized data storage, processing, and communication, laying the groundwork for the digital revolution that would transform society in the decades to come.
Chapter 14: The Rise of Artificial Intelligence (1970 - 1975) As computing power increased exponentially, Mechania delved into the realm of artificial intelligence, seeking to create machines capable of emulating human thought and behavior. With breakthroughs in neural networks, machine learning, and natural language processing, Mechania's AI researchers made strides towards the development of intelligent systems that could revolutionize industry, healthcare, and transportation. Yet with the promise of AI came ethical and existential questions about the nature of consciousness and the limits of human control over machines.
Chapter 15: The Cybernetic Revolution (1975 - 1980) In the wake of the oil crises and geopolitical tensions of the 1970s, Mechania embraced the cybernetic revolution, blurring the lines between man and machine. Cybernetic implants, prosthetics, and enhancements became commonplace, offering new possibilities for human augmentation and enhancement. Mechania's scientists pioneered breakthroughs in biotechnology and nanotechnology, creating symbiotic relationships between humans and machines that promised to reshape the very fabric of society.
Chapter 16: The Biotech Boom (1980 - 1985) As concerns about environmental degradation and resource depletion grew, Mechania turned its focus towards biotechnology, seeking sustainable solutions to the world's most pressing challenges. Genetic engineering, synthetic biology, and bioinformatics became the cornerstone of Mechania's biotech boom, offering new avenues for agriculture, medicine, and environmental conservation. Yet with the power to manipulate life at the molecular level came ethical dilemmas and biosecurity concerns that tested the boundaries of scientific progress.
Chapter 17: The Green Revolution (1985 - 1990) Amidst growing concerns about climate change and environmental degradation, Mechania spearheaded the green revolution, harnessing renewable energy and sustainable practices to build a more resilient future. Solar, wind, and hydroelectric power supplanted fossil fuels as the primary sources of energy, reducing carbon emissions and mitigating the impacts of global warming. Mechania's scientists and engineers developed innovative technologies for energy storage, carbon capture, and sustainable agriculture, paving the way for a more sustainable and equitable world.
Chapter 18: The Age of Globalization (1990 - 1995) As the Cold War came to an end and the barriers to trade and communication fell, Mechania embraced the age of globalization, forging economic and cultural ties with nations around the world. Its scientists, entrepreneurs, and artists became ambassadors of innovation and creativity, exporting Mechania's ideas, products, and values to every corner of the globe. Yet with the benefits of globalization came challenges of inequality, exploitation, and cultural homogenization that tested Mechania's commitment to human rights and social justice.
Chapter 19: The Digital Renaissance (1995 - 2000) In the final years of the 20th century, Mechania experienced a digital renaissance, as the internet and mobile technology revolutionized every aspect of daily life. E-commerce, social media, and digital entertainment became integral parts of the modern experience, connecting people in ways previously unimaginable. Mechania's tech giants led the charge in innovation, developing platforms and services that shaped the way people communicated, worked, and consumed information. Yet with the benefits of connectivity came concerns about privacy, cybersecurity, and the erosion of social bonds in an increasingly virtual world.
Chapter 20: The New Millennium (2000 - 2005) As the world welcomed the new millennium, Mechania stood at the forefront of a new era of technological progress and societal change. From the dawn of the genomic age to the promise of clean energy and space exploration, Mechania's scientists and engineers continued to push the boundaries of what was possible, driven by a shared vision of a better future for all humanity. Yet amidst the optimism and excitement of the new millennium, challenges loomed on the horizon, from geopolitical tensions and economic instability to ethical dilemmas and existential threats that would test humanity's resilience and resolve in the years to come.
Chapter 21: The Genomic Revolution (2005 - 2010) The early 21st century saw Mechania at the forefront of the genomic revolution, unlocking the secrets of the human genome and paving the way for personalized medicine and genetic therapies. Breakthroughs in gene editing technologies such as CRISPR-Cas9 revolutionized healthcare, offering new hope for patients suffering from genetic diseases and cancer. Yet with the power to manipulate the building blocks of life came ethical and moral dilemmas that challenged society's understanding of what it means to be human.
Chapter 22: The Era of Renewable Energy (2010 - 2015) As concerns about climate change reached a fever pitch, Mechania doubled down on its commitment to renewable energy, investing heavily in solar, wind, and nuclear power to reduce carbon emissions and combat global warming. Innovative technologies for energy storage and grid management transformed the way electricity was generated, stored, and distributed, ushering in a new era of clean, sustainable energy that promised to power the world for generations to come.
Chapter 23: The Age of Artificial Intelligence (2015 - 2020) With advances in machine learning and neural networks, Mechania entered the age of artificial intelligence, where intelligent machines and algorithms permeated every aspect of society. From self-driving cars and virtual assistants to predictive analytics and personalized recommendations, AI became an indispensable tool for businesses, governments, and individuals alike. Yet with the rise of AI came concerns about job displacement, privacy, and the existential threat of superintelligent machines that could surpass human intelligence.
Chapter 24: The Biotech Renaissance (2020 - 2025) In the wake of the COVID-19 pandemic, Mechania experienced a biotech renaissance, as scientists raced to develop vaccines, treatments, and diagnostic tools to combat the deadly virus. Breakthroughs in mRNA technology and gene therapy promised to revolutionize healthcare, offering new hope for patients suffering from a wide range of diseases and disorders. Yet with the rapid pace of biotech innovation came questions about access, equity, and the ethical implications of manipulating life at the molecular level.
Chapter 25: The Quantum Leap (2025 - 2030) As quantum computing and quantum cryptography matured, Mechania embarked on a new frontier of computing and communication that promised to revolutionize every industry and aspect of daily life. Quantum computers offered unparalleled processing power and the ability to solve complex problems that were previously unsolvable, while quantum cryptography ensured secure communication channels that were impervious to hacking and surveillance. Yet with the power of quantum technology came concerns about its potential for misuse and unintended consequences that could reshape the world in unforeseen ways.
Chapter 26: The Era of Space Colonization (2030 - 2035) With advances in space travel and habitation technology, Mechania led the charge in the colonization of the solar system, establishing permanent settlements on the moon, Mars, and beyond. Lunar mining operations and Martian terraforming projects promised to unlock the vast resources of the cosmos and pave the way for humanity's expansion into the stars. Yet with the dream of space colonization came challenges of sustainability, resource management, and the ethical implications of human colonization on other celestial bodies.
Chapter 27: The Age of Virtual Reality (2035 - 2040) As virtual reality technology matured, Mechania entered a new age of immersive entertainment, education, and communication that blurred the lines between the physical and digital worlds. VR headsets, haptic feedback devices, and neural interfaces offered unprecedented levels of immersion and presence, enabling users to explore virtual worlds, interact with digital avatars, and experience new forms of storytelling and social interaction. Yet with the rise of VR came concerns about addiction, escapism, and the erosion of real-world social bonds in an increasingly virtual society.
Chapter 28: The Rise of Bioengineering (2040 - 2045) In the wake of environmental devastation and biodiversity loss, Mechania turned to bioengineering as a solution to the world's most pressing ecological challenges. Genetic engineering, synthetic biology, and ecological restoration techniques offered new hope for restoring damaged ecosystems, preserving endangered species, and mitigating the impacts of climate change. Yet with the power to manipulate life at the genetic level came ethical dilemmas and questions about the long-term consequences of playing god with the natural world.
Chapter 29: The Age of Augmented Reality (2045 - 2050) With the advent of augmented reality technology, Mechania ushered in a new era of mixed reality experiences that seamlessly blended the digital and physical worlds. AR glasses, smart contact lenses, and neural implants enabled users to overlay digital information onto their surroundings, enhancing productivity, entertainment, and everyday life. Yet with the rise of AR came concerns about privacy, surveillance, and the commodification of reality in an era of ubiquitous connectivity and digital augmentation.
Chapter 30: The Era of Transhumanism (2050 - 2055) As advances in biotechnology, nanotechnology, and AI converged, Mechania embraced the philosophy of transhumanism, seeking to transcend the limitations of biology and create a new species of posthuman beings. Brain-computer interfaces, cybernetic implants, and genetic enhancements offered the promise of enhanced cognition, longevity, and physical capabilities that blurred the line between man and machine. Yet with the pursuit of transhumanism came questions about identity, autonomy, and the ethical implications of reshaping humanity in our own image.
Chapter 31: The Rise of Global Governance (2055 - 2060) Amid growing concerns about geopolitical instability and the existential threats posed by climate change and emerging technologies, Mechania spearheaded the establishment of a new system of global governance aimed at addressing humanity's most pressing challenges. International treaties, supranational organizations, and digital governance frameworks sought to foster cooperation, coordination, and collective action on a scale never before seen in human history. Yet with the rise of global governance came questions about sovereignty, accountability, and the balance of power in a world increasingly interconnected and interdependent.
Chapter 32: The Age of Synthetic Biology (2060 - 2065) With advances in synthetic biology and biofabrication, Mechania unlocked the potential to design and engineer living organisms with unprecedented precision and control. Synthetic organisms, biomaterials, and biofuels offered new solutions to age-old problems, from environmental pollution and resource scarcity to food insecurity and disease. Yet with the power to create life from scratch came ethical dilemmas and questions about the limits of human intervention in the natural world.
Chapter 33: The Quantum Revolution (2065 - 2070) As quantum technologies continued to mature, Mechania entered a new phase of the quantum revolution, where quantum sensors, networks, and algorithms promised to revolutionize every aspect of science, industry, and society. Quantum internet, quantum teleportation, and quantum encryption offered new possibilities for communication, computation, and cryptography that transcended the limitations of classical physics. Yet with the rise of quantum supremacy came concerns about the potential for quantum computing to disrupt existing cryptographic protocols and undermine cybersecurity on a global scale. (Max lol i think that all it just a prototype it has 100 chapter the full version in discord)

And saving rates, anonymously.
I made a Google Form to collect this data, such that we can have a more granular view into how developers across Europe are doing financially.
Not just salary wise (which in my opinion is a bit of dry number and not that useful, considering the huge impact taxes and cost of living have on one's personal finance), but also in terms of lifestyle, family size (number of dependants), and yearly savings (money left in the bank account or investments at the end of the year after all the taxes and expenses).
Here's the link to the form: https://forms.gle/3peXTdxFXyvuzR386
Here's the link to view the results: https://docs.google.com/spreadsheets/d/1iTNwiAQ0s5iD6RqI7B30uWqQ8wNJqRnmHvxo5zRffu8
I welcome you to share this posts and/or the form above such that we all get more data!

Sorry if this has already been asked - I tried searching this sub and the other one but couldn’t find a definite answer.
I’ve been applying for a J3 using my J2 resume as J1 is super niche and there’s literally no room to OE in that industry. I also bought a new car last year, while OE-ing, for which I put down J1s info for financing. This is a totally new J1 from when I started J2 initially. So my resume reads old J1 - date of J2 (but I didn’t actually stop J1), then actual dates of J2.
My TWN and credit is frozen, but I’m not sure if my new J1s info is going to pull forward as part of the background/credit check. Anyone know?

I am earning more now. I am happy and grateful, but at the same time conscious and confused kung saan papunta ang financial plans ko bc I don't exactly know what I want for myself.
I micromanage my finances. I set financial goals - short term and long term. I cut 30% of my monthly salary for my savings - for emergency fund and planned investment fund. Pero I still get stressed from time to time when I overspend for things I don't allot budget for.
I hate to admit that I want to experience new things, to explore more - but it will require me to spend money. I will be happy to have new experiences, but at the end of the day, when I tracked my expenses, I get frustrated.
And as I visit again my long term plans, I hate to feel like it will be a long long continuous journey of financial discipline, learning, sacrifices, and delayed gratifications.
Hate to admit this feeling as well but it adds to my personal frustration seeing my friends who have less financial responsibilites - scrolling thru their travel photos, newly purchased car updates, and everyday eating out. It just adds fuel to the "when ang aking time lordt" thinking.
To be honest, I have options naman:
1) I can live above my means - no savings, more fun, more healing of inner childhood, pero impacted ang long term plans. Ofc di ito aligned sa aking general financial principle, so I don't plan to do this.
2) I can live again below my means - just provide the basic needs, eat 3x a day, save your allotted "wants" funds for later. Surely, I'll earn more savings faster. But where's the fun, or even comfort?
3) To just live within my means - provide the necessities, utilize "wants" funds for my wants. Although, as per personal experience, there are chances of overspending. Though, monthly savings are non-negotiable naman since I always cut it to budget allotment. Pros is I achieve fun - but sometimes with the risk of overspending.
Ofcourse kung sasagutin ko yung sarili ko, I will choose 3. Pero it has to come with more financial discipline - being more strict sa kung hanggang saan lang ang dapat gagastusin, bc that's what it should be.
Tbh di ko na rin alam saan papunta itong post na to, so bahala na, skl.

I'm looking to get a new vehicle, and I'm in a financial position where I could pay the entire price in cash if I wanted.
I can also finance the car for a little under 4%, and then throw the money I would have spent buying the car in a 5% CD, which should effectively leave me better off in the end.
Would it be better to finance in my position? Is there anything that I'm not considering here?

Car dealer client
Due to them being FCA regulated and the ad being about car finance I have to verify their business info and fca verification with fb (something I've done lots of for other clients). However this dealer's just is not verifying - the phone number and email are correct but it just says "Something Went Wrong" when trying to verify either.
I've had the client try to login to business support home to try and do it themselves and it doesnt work for them either.
Is this an issue on Facebook's side do we think? The only thing that could be wrong on the dealers side is that they have recently changed location so their new location is currently updating on companies house (UK business directory).
Any help or troubleshooting for people who have had a similar issue with verifying business'? Thanks

Hello,
So long story short, my whole life my father told me he and my mother were paying for my college. I got scholarships to cover my first year of school at a public university then decided I wanted to transfer to a nursing program at a private university. I always worked 2-3 part time jobs while taking on a full time credit course load and had to manage my own financial aid applications each year. My father always instructed me to take out the max I could with loans.
Fast forward to after I graduate and my father has a conversation with me saying, hey so we aren’t actually paying for school, I just said that so you’d be motivated to get your college degree and graduate. So we are covering the parents’ plus loans and you’re responsible for a $40,000 loan of your own. I want to preface by saying I am not AT ALL upset about having had to pay off college debt, I am upset in that my father didn’t have a conversation with me when I entered college or even with my husband and I (I got married at age 21- 1 year prior to graduating) when we got married and was just honest that they couldn’t cover full tuition. Fast forward and I work my butt off as a nurse and am able to pay off my $40,000 debt in 2 years while my husband attended medical school full time.
Fast forward again to today (I’ve been a nurse for almost 5 years) and I recently quit my job due to mental health reasons. I am also not sure if nursing is the right fit for me anymore. This weekend my father brought up in conversation that he and my mother will have to cut back on their fun activities because they will have to start paying back the parents’ plus loan which is around $80,000. This is the combined parents plus loan for my sister and I, which I recognize is a lot of money. He also said, “I think it would be fair to expect that you have another nursing job by august first so that we (my parents) feel comfortable about paying your student loans.”
He kept referring in the conversation to all of the things he did financially to provide for our family (vacations, nice cars, etc) when we were growing up because he never wanted my sister, mom, and I to feel like we “couldn’t have it all.” My father didn’t graduate college but has worked for the same company for about 30 years in various positions there. I don’t think it’s fair for him to use that as leverage when I was literally a child and had no say in what my parents did with their money, so I felt like that was used as a guilt tactic to somehow make me feel bad for their financial decisions?
I guess the bottom line is, do I “owe” it to my parents to stay in the nursing field because they are helping pay for school? I feel like (if I could afford it) I just want to write a check and be like- “here, here’s the money to cover the parents’ plus loan, now please stop holding finances and my career choices over my head.” Thanks for any advice you have….

Genuinely. I know how crazy this sounds, but hear me out:
I'm a 33 year-old guy on the autism spectrum, the kind that makes it hard for me to function as a regular human despite the fact that outwardly I seem fairly adjusted. A side effect of this is that I have trouble with any kind of paperwork, filling out forms, bureaucratic nonsense...all of this turns my brain into goo immediately. It really fucking sucks. I also have pretty terrible spatial awareness and depth perception unless I'm focused, so I've also never driven a car. Ever. It's for your safety and mine, the convenience isn't worth the risk.
This is all said to explain/excuse the fact that for the last seven years I've lived in Wisconsin, I've never gotten an official WI state I.D. I've always just used one from a different state, one without an expiry date, and its gotten me by just fine.
But I am struggling with paying bills, maintaining a job and I've been uninsured for almost a decade. I have finally come to terms with realizing that I need help, and its the help that only bureaucracy can provide. And I need an I.D. for that.
So I went to the DMV. It took two weeks for me to mentally prepare to do this, despite the fact that the DMV is literally a 20-minute WALK from my house (if you're wondering what the fuck my deal is - imagine living it and still not knowing)
It wasn't busy, my partner was there with me for support, and my anxiety was doing alright. Going good so far!
After my number was called I went up to the counter and started talking to the DMV employee when I noticed she had tons of rainbow infinity signs all over her lanyard and on pins stuck to it (for those that don't know - rainbow infinity symbol is the accepted sign for autism awareness.) So I asked her if she was on the spectrum, and she said a lot of members of her family are neurodivergent, her kids are, and that she's officially undiagnosed and suspected of having autism as well.
What followed was an absolutely beautiful, personal and eye-opening discussion about...everything. Acceptance, dealing with the hard things, trying your best in a world that doesn't understand you...I felt very, very seen standing there in the middle of the DMV.*
When we were done, she then handed me a form for "invisible disability" disclosure, something I would have never known existed had she not told me about it. As someone that has been arrested for "erratic and suspicious" behavior before (when I was just freaking out because there were cops around) - this could save my life someday.
I feel terrible not remembering her name, because it was beautifully unique, but I just wanted to share this bit of cheer and thank her publicly, since it's been pretty dark around here the past few days.
*this sounds like a Phoebe Bridgers lyric

Hi All,
I have a SharePoint list which I use for the backend of a vehicle reservation app (power apps). What I’m hoping to achieve is show the most recent location of all the cars that are bookable.
The user completes a return form when they are finished so I’d be hoping to list only the latest entry per vehicle where the status is listed as ‘returned’.
Is there a way to have a live card or hero tile on a SharePoint site so people could see up to date info?
Any help would be appreciated! Thanks,
Brian

I'm looking for a SUV that I can finance, I'd prefer something less than 3 years old but I don't want to have to order a new car if I can get a used one cheaper but I still want warranty.
I've looked at most of the dealerships, does anyone have a used garage they like? My budget is $25,000 $30,000.

Hi everyone,
I'm 27 years old and starting to earning $120k per year. Here's a breakdown of my financial situation:

• Private Student Loans: $70k at a 4% interest rate. Monthly payment is $1,030. If I pay just the minimums, I'll have it paid off by 2031.
• Federal Student Loans: $19k. Monthly payment is about $400.
• Rent: $1,200 (I have a roommate).
• Car Loan: $3k remaining.
• Credit Card Debt: 9k but 12 month zero apr Accumulated from an emergency event.

I have a Simple IRA with about $20k, but I recently switched to a larger company that offers a 401(k) match: 100% on the first 3% of pay and 50% on the next 2%. If I contribute 5%, I'll receive the maximum 4% company match. I don't have a Roth IRA.
I'm trying to figure out the best way to allocate my funds between starting a Roth IRA, building an emergency fund, and paying down my debt. Any advice on how to balance these priorities would be greatly appreciated. I don't have many personal finance resources besides the internet.
Thank you!

Before applying for a car permit from your city’s Automobile Authorization Board, you must hold at least two neighborhood meetings for community input. Your neighbors will provide valuable advice on the color, style, practicality, and character of your vehicle. You will need to promise never to loan the car to anyone unrelated to you, because sharing vehicles with non-relatives isn’t in keeping with neighborhood character.
After modifying your purchase proposal based on your neighbors’ input, you may apply to the Automobile Authorization Board.
You will need to hire a car lawyer and car stylist to present your application to the Automobile Authorization Board, and persuade them that your chosen vehicle is in keeping with neighborhood character. All members of the Board drive Ferraris and are skeptical about the idea that anything else might be an acceptable form of transportation.
The car lawyer charges $600 per hour, including time spent answering emails from the Board. Board meetings take at least two hours.
The Board will require that you return six weeks later for a second meeting.
For the second meeting, you must bring proposals for three different vehicles you are considering. You must also hire an environmental engineer to calculate the carbon output of each of your proposed vehicles based on your projected driving style, average distance per year, and air conditioning usage.
The Board will disagree with your environmental engineer’s methodology and require you to return six weeks later for a third meeting. The nature of their disagreement will take your lawyer and your engineer at least one billable hour each to parse.
For the third meeting, the Board will require you to conduct a shadow study proving that your car won’t cast shadows on nearby gardens. The shadow study must be conducted by a credentialed architect.
If you will be trading in an existing vehicle, you must apply for separate permission from the Historic Car Commission. The Historic Car Commission may impose a one-year delay on your purchase if your trade-in is deemed significant. There is no written definition of significance.
If you do get a permit to buy, you must spend an additional 20% of the purchase price making a down payment for a low-income family’s car.
You will need to hire a consultant to run the lottery for this affordable car.
The consultant charges even more than the car lawyer.

Hello, I am an IB student who is deeply interested in a lot of 3Blue1Brown's videos and was inspired to start a Math extended essay but am stuck on what topic to do for this essay.
(FYI, the extended essay is like a 4000 word essay about a certain subject which touches on out or curriculum topics nearing a university level but not truly at a university level.)
I apologise if this post isn't relevant to this sub as I am lost and don't know where else to ask this, I want to do like an extended essay covering similar topics to his channels content, ideally I was hoping to do something finance/economics related but my plans have been kinda rejected because the topics were too difficult (Chaos Theory, Stochastic Calculus).
I will only have around 100-150 hours to study on a topic and ideally I want to finish my essay before summer ends. Do you guys have any interesting fields or areas of study to recommend me to learn that I could use?
Again I apologise for the semi-irrelevant post topic but I appreciate any form of help, thank you 🙏

Looking at the sheet for my lease that is ending, and I’m considering starting a new lease. The question I have is that my “How the amount due at lease signing or delivery will be paid” section is broken into parts and can someone help me understand? If I decide to lease again, i would like to do this in a smarter way that i did the first time (was in mental survival mode, didn’t get as involved as i should?), and i see the advice quite often to Not put any money “down” on a lease. Should I not use trade-in equity as any kind of lease downpayment or “amt due at signing” too? Can I just ask for the amount they offer (I have a very low mileage clean and desired car so ran numbers and hope they may offer $5K) and walk out?
Main thing I’m confused about on the form is the category shows: 1) credit for net trade-in allowance (I traded in and got $4500) 2) manufacturer contrib ($0) 3) Dealer contribution ($1271) 4) amt to be paid in cash ($0)
What is #3?? Can I expect that from this new lease to be same? Is it a result of me asking for lower than MSRP? (& therefore a goal but not an amount to be certain of for next lease/car?)
And with #4, did I do right by not putting cash into start of lease, and is that the best I can do for new lease? Can I get some Of the amount for trade-in as a check on the spot?